HomeLenders is a licensed, full-service mortgage company headed by a man committed to results, Richard Ruble, "The Rainmaker". We provide our customers with the highest degree of service, lending knowledge, and integrity. We will strive to obtain your complete satisfaction and to exceed your expectations.

Richard Ruble and all of HomeLenders are dedicated to opening the
"Doors of Opportunity" and helping you through each and every step of your transaction. Through our expertise and dedication we respect the sense of importance related to your financial needs and desires.

Our unique blend of these values combine to create, 'the customer experience' HomeLenders consistently delivers. Our entire organization, from the receptionist to the president, incorporate these values and have earned us a reputation you can count on!

Even if you have credit issues or cash flow problems, or you cannot verify your income, or you have any special criteria; we will obtain a mortgage for you, and at a great rate to boot! We have access to every loan program in the United States.

We pride ourselves on 'making it rain' when there's not a cloud in the sky or any sign of hope. That's why they call the President of HomeLenders, Richard Ruble, "The Rainmaker."

HomeLenders provides financial solutions for professionals, their clients, individuals and families to assist in accomplishing their goals. Many of our clients are referrals from legal, taxation, family planning, insurance and investment professionals assisting in achieving their client's goals. In the process, we have been fortunate to serve the professional community for their personal needs as well.

Our true, long term relationship with the client begins with the closing. When we handle every transaction in a manner that creates the highest degree of client satisfaction possible, we have earned their business, as well as all of their referrals. We do this in three macro steps:

1. We analyze the client's current financial situation (where they are now), and, through the interview process, establish their priorities, regarding their financial wishes (where they want to be). We then match their current financial situation & future financial wishes with a mortgage solution that is tailor made to their goals (it gets them on the road to where they want to be) that best aligns with the client's life style.


2. Once the client and HomeLenders have agreed on the loan program, to expeditiously close the transaction with the least amount of inconvenience.


3. Once the loan closes, our job truly begins. Through consistent application of my database & client retention contact program, We stay in touch with our clients on a regular basis, advising them on how to best help themselves overcome their challenges, adding true value to the relationship. In the long term, we provide the client with a “one stop shop” for all current market trends & professional services referrals.